Floods are one of the most common hazards in the United States. Anywhere it rains, it can flood. Flood effects can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states.
Flood risk is based on a number of factors including rainfall, topography, flood-control measures, river-flow and tidal-surge data, and changes due to new construction and development.
Every state is at risk from this hazard. Most homeowner’s insurance policies specifically exclude flooding so don’t let a flood leave you financially high and dry.